Supplemental Insurance
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An additional insurance plan that helps pay for healthcare or other type insurance like as car insurance, work compensation, or the costs that are not covered by a person's regular health insurance plan. These costs include copayments, coinsurance, and deductibles.
SUPPLEMENTAL INSURANCE
Supplemental Insurance
Seguros que complementan un seguro principal
Accident Medical Expense
Reciba ingresos en caso de un accidente y que no pueda trabajar por 12,18, 36 meses o toda la vida.
Suplemento hospitalario
No pague deducibles, con un seguro hospitalario, este le suplantará el dinero gastado en este rubro.
Protección de ingresos en caso de incapacidad
Protección your income in case of inability of the Insured Person who is not currently employed to perform 3 of the 6 Activities of Daily Living including Eating, Transferring, Dressing, Toileting, Bathing, and Continence, without human supervision or assistance.
Accident or Accidental means a sudden, unexpected, specific and abrupt event that occurs by chance at an identifiable time and place while the Insured Person or Insured Dependent is covered under the Policy.
Activities of Daily Living (ADL) means the following activities:
Activities of Daily Living (ADL) means the following activities:
Bathing - the ability to wash oneself in either a tub or shower, or by sponge bath; including the tasks of getting into and out of the tub or shower with or without the assistance of equipment;
Dressing - the ability to put on, take off, and secure all necessary and appropriate items of clothing and any necessary braces or artificial limbs;
Toileting - the ability to get to and from the toilet, get on and off the toilet, and perform associated personal hygiene with or without the assistance of equipment;
Transferring - the ability to move in and out of bed, chair, or wheelchair with or without the assistance of equipment;
Eating - the ability to get nourishment into the body by any means once it has been prepared and made available to one with or without the assistance of equipment;
Continence - the ability to voluntarily maintain control of bowel and/or bladder function or, in the event of incontinence, the ability to maintain a reasonable level of personal hygiene.
Gastos médicos por accidente
Accident or Accidental means a sudden, unexpected, specific and abrupt event that occurs by chance at an identifiable time and place while the Insured Person or Insured Dependent is covered under the Policy.
Seguro de ingresos por incapacidad
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Suplemental Hospitalario
No pague deducibles, con un seguro hospitalario, este le suplantará el dinero gastado en este rubro.